Introducing Volunteer Federal’s Online Loan Application

Whether you are looking to buy or build a new home, refinance a loan, purchase an auto or have any other credit needs, check with us first!

Volunteer Federal’s primary lending area is Monroe County and surrounding areas.

Our Services

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Whether seeking credit for a new home, automobile, mobile home, business or personal need, Volunteer Federal offers a wide variety of mortgage, commercial, and consumer loans tailored to help you reach your goal.

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As a thrift institution, Volunteer Federal is all about helping you save your money. From general savings to Christmas Clubs, IRAs, Certificates of Deposit and more, we feature a wide range of savings choices.

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Our checking account options are designed to ensure you have the right account to meet your particular money management needs.

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Volunteer Federal also offers other financial services as a convenience to its customers such as ACH receiving, wire transfers, safety deposit service, a night depository, check printing and more.

Why Volunteer Federal?

Come Home to Better Banking!

At Volunteer Federal Savings Bank, you are more than just an account number. We strive to be a financial friend who is with you through life’s ups and downs. You have goals and dreams, and we’re here to help you reach them.

Learn more about our values by taking a few moments to watch this video and reach out to us with any questions you may have. We invite you to, “Come home to better banking!”

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Your card. Your rules.

Protect yourself from merchant and consumer fraud with MyCardRules. Take full control of your debit card so you can safely and securely manage your money. Turn your card on or off, get instant alerts when your card is being used, set transaction restrictions and more.

These advanced card controls are available on both our mobile and online banking services.

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Online Lending

With some of the best rates in the area, Volunteer Federal now offers online lending applications. If you are looking for a New Construction Loan, Home Loan, Auto Loan, or other type of lending please click below to begin the lending process today!


Stay in the Loop

Be the first to know about all our latest news, promotions and happenings! Like Volunteer Federal on Facebook and follow us on Instagram to Stay in the Loop.



eStatements are now available for Online Banking, FREE! Use this simple, secure and environmentally friendly method of receiving Volunteer Federal account information.


Tired of feeling like an anonymous account number, dealing with a huge banking corporation headquartered far away? Volunteer Federal Savings Bank is a locally owned, state chartered, FDIC-insured, financial institution. As a non-stock mutually-owned savings bank, Volunteer Federal’s depositors are its owners. We offer a full line of banking services to individuals, families, businesses, and organizations within and around Monroe County. Six VolFed branch locations – in Madisonville, Sweetwater, Vonore, and Tellico Plains – serve our communities. We are dedicated to providing neighborly, friendly customer service as Monroe County’s only community mutual bank.